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Federal Bank

THIPPAMPATTI BRANCH

+914428587516

IFSC CODE
FDRL0002217
MICR Code 641049023
Branch Code 002217
City / District POLLACHI
State TAMIL NADU
Office Address POLLACHI UDUMALPET ROAD,THIPPAMPATTI,POLLACHI TALUK,THIPPAMPATTI PO.TAMIL NADU,PINCODE 642107
Phone +914428587516
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Federal Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the THIPPAMPATTI branch of Federal Bank, the code FDRL0002217 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the FDRL0002217 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"FDRL" represents Federal Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for THIPPAMPATTI

Payment Systems Supported by FDRL0002217

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—641049023—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Federal Bank in POLLACHI typically follows the RBI holiday calendar. Digital transfers via FDRL0002217 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While FDRL0002217 is the valid code for THIPPAMPATTI at POLLACHI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Branch Context

  • • THIPPAMPATTI Contact
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Platform Links

  • • Anand Design DevBox
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