Home / Federal Bank / KHED
Fe

Federal Bank

KHED BRANCH

+918007420507

IFSC CODE
FDRL0002065
MICR Code 415049451
Branch Code 002065
City / District KHED
State MAHARASHTRA
Office Address BAHAR COMMERCIAL COMPLEX, BHARNE NAKA MUMBAI - GOA HIGHWAY, KHED, RATNAGIRI
Phone +918007420507
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Federal Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the KHED branch of Federal Bank, the code FDRL0002065 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the FDRL0002065 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"FDRL" represents Federal Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for KHED

Payment Systems Supported by FDRL0002065

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—415049451—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Federal Bank in KHED typically follows the RBI holiday calendar. Digital transfers via FDRL0002065 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While FDRL0002065 is the valid code for KHED at KHED, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • Federal Bank Branch List
  • • KHED IFSC Codes
  • • Swift Code for Federal Bank
  • • Bank Holiday in MAHARASHTRA

Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
  • • FD Interest Rates 2026
  • • Currency Converter

Branch Context

  • • KHED Contact
  • • Address of Federal Bank
  • • MICR Code Finder
  • • MAHARASHTRA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

INDEXING TAGS: Federal Bank FDRL0002065 code, find KHED branch details, Federal Bank KHED contact number, MAHARASHTRA bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for Federal Bank KHED, online neft rtgs imps guide india, how to find ifsc code of Federal Bank.