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Federal Bank

MUNDRA BRANCH

+912838222484

IFSC CODE
FDRL0001995
MICR Code 370049121
Branch Code 001995
City / District KUTCH
State GUJARAT
Office Address SHAHI COMPLEX, OPP.HOTEL BANSIDHAR PALACE MIRZA CORNER,PORT ROAD
Phone +912838222484
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Federal Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the MUNDRA branch of Federal Bank, the code FDRL0001995 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the FDRL0001995 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"FDRL" represents Federal Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for MUNDRA

Payment Systems Supported by FDRL0001995

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—370049121—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Federal Bank in KUTCH typically follows the RBI holiday calendar. Digital transfers via FDRL0001995 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While FDRL0001995 is the valid code for MUNDRA at KUTCH, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Branch Context

  • • MUNDRA Contact
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Platform Links

  • • Anand Design DevBox
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  • • IFSC Finder v2.0

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