Federal Bank
THODUPUZHA MANGATTUKAVALA BRANCH
+914862220610
Understanding IFSC Code: The Digital DNA of Federal Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the THODUPUZHA MANGATTUKAVALA
branch of Federal Bank, the code FDRL0001844 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the FDRL0001844 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"FDRL" represents Federal Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for THODUPUZHA MANGATTUKAVALA
Payment Systems Supported by FDRL0001844
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—685049006—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Federal Bank in IDUKKI typically follows the RBI holiday calendar. Digital transfers via FDRL0001844 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While FDRL0001844 is the valid code for THODUPUZHA MANGATTUKAVALA at IDUKKI, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
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Branch Context
- • THODUPUZHA MANGATTUKAVALA Contact
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Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
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- • IFSC Finder v2.0
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