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Federal Bank

NORTH PARAVUR BRANCH

+914842447794

IFSC CODE
FDRL0001125
MICR Code 682049027
Branch Code 001125
City / District NORTH PARAVUR
State KERALA
Office Address P B NO. 9 NORTH PARAVUR NORTH PARAVUR
Phone +914842447794
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Understanding IFSC Code: The Digital DNA of Federal Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the NORTH PARAVUR branch of Federal Bank, the code FDRL0001125 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the FDRL0001125 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"FDRL" represents Federal Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for NORTH PARAVUR

Payment Systems Supported by FDRL0001125

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—682049027—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Federal Bank in NORTH PARAVUR typically follows the RBI holiday calendar. Digital transfers via FDRL0001125 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While FDRL0001125 is the valid code for NORTH PARAVUR at NORTH PARAVUR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Branch Context

  • • NORTH PARAVUR Contact
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Platform Links

  • • Anand Design DevBox
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