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Federal Bank

LCRD MAVELIKARA BRANCH

+914792303005

IFSC CODE
FDRL0000603
MICR Code
Branch Code 000603
City / District MAVELIKARA
State KERALA
Office Address FIRST FLOOR, PADINJARETHALACKAL CHERIAN CHAMBERS, PUTHIYAKAVU, MAVELIKARA ALAPUZHA 690101
Phone +914792303005
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Federal Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the LCRD MAVELIKARA branch of Federal Bank, the code FDRL0000603 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the FDRL0000603 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"FDRL" represents Federal Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for LCRD MAVELIKARA

Payment Systems Supported by FDRL0000603

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Federal Bank in MAVELIKARA typically follows the RBI holiday calendar. Digital transfers via FDRL0000603 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While FDRL0000603 is the valid code for LCRD MAVELIKARA at MAVELIKARA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • LCRD MAVELIKARA Contact
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Platform Links

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  • • IFSC Finder v2.0

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