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Esaf Small Finance Bank

BHANPURA BRANCH

+918138009511

IFSC CODE
ESMF0001757
MICR Code
Branch Code 001757
City / District DELHI
State MADHYA PRADESH
Office Address NEAR POLICE THANA BHANPURA P O MANDSAUR DIST MADHYAPRADESH 458775
Phone +918138009511
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Esaf Small Finance Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the BHANPURA branch of Esaf Small Finance Bank, the code ESMF0001757 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the ESMF0001757 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"ESMF" represents Esaf Small Finance Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for BHANPURA

Payment Systems Supported by ESMF0001757

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Esaf Small Finance Bank in DELHI typically follows the RBI holiday calendar. Digital transfers via ESMF0001757 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While ESMF0001757 is the valid code for BHANPURA at DELHI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

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  • • MICR Code Finder
  • • MADHYA PRADESH Banking Circle

Platform Links

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  • • IFSC Finder v2.0

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