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Esaf Small Finance Bank

TALAKKAD BP ANGADI BRANCH

+919288092292

IFSC CODE
ESMF0001590
MICR Code 676760006
Branch Code 001590
City / District TALAKKAD BP ANGADI
State KERALA
Office Address NO TP 18 484 A1, MEHAQUE TOWERS, B P ANGADI P O, MALAPPURAM, KERALA 676102
Phone +919288092292
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Understanding IFSC Code: The Digital DNA of Esaf Small Finance Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the TALAKKAD BP ANGADI branch of Esaf Small Finance Bank, the code ESMF0001590 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the ESMF0001590 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"ESMF" represents Esaf Small Finance Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for TALAKKAD BP ANGADI

Payment Systems Supported by ESMF0001590

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—676760006—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Esaf Small Finance Bank in TALAKKAD BP ANGADI typically follows the RBI holiday calendar. Digital transfers via ESMF0001590 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While ESMF0001590 is the valid code for TALAKKAD BP ANGADI at TALAKKAD BP ANGADI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

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