Home / Esaf Small Finance Bank / DHAMDHA
Es

Esaf Small Finance Bank

DHAMDHA BRANCH

+917593834243

IFSC CODE
ESMF0001573
MICR Code 491760503
Branch Code 001573
City / District DHAMDHA
State CHHATTISGARH
Office Address WARD NO 2,GANDAI CHOCK,BUS STAND ROAD,DHAMDHA P O 491331
Phone +917593834243
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Esaf Small Finance Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the DHAMDHA branch of Esaf Small Finance Bank, the code ESMF0001573 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the ESMF0001573 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"ESMF" represents Esaf Small Finance Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for DHAMDHA

Payment Systems Supported by ESMF0001573

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—491760503—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Esaf Small Finance Bank in DHAMDHA typically follows the RBI holiday calendar. Digital transfers via ESMF0001573 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While ESMF0001573 is the valid code for DHAMDHA at DHAMDHA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • Esaf Small Finance Bank Branch List
  • • DHAMDHA IFSC Codes
  • • Swift Code for Esaf Small Finance Bank
  • • Bank Holiday in CHHATTISGARH

Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
  • • FD Interest Rates 2026
  • • Currency Converter

Branch Context

  • • DHAMDHA Contact
  • • Address of Esaf Small Finance Bank
  • • MICR Code Finder
  • • CHHATTISGARH Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

INDEXING TAGS: Esaf Small Finance Bank ESMF0001573 code, find DHAMDHA branch details, Esaf Small Finance Bank DHAMDHA contact number, CHHATTISGARH bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for Esaf Small Finance Bank DHAMDHA, online neft rtgs imps guide india, how to find ifsc code of Esaf Small Finance Bank.