Equitas Small Finance Bank
ROHINI BRANCH
+914430898015
Understanding IFSC Code: The Digital DNA of Equitas Small Finance Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the ROHINI
branch of Equitas Small Finance Bank, the code ESFB0020001 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the ESFB0020001 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"ESFB" represents Equitas Small Finance Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for ROHINI
Payment Systems Supported by ESFB0020001
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—110756002—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Equitas Small Finance Bank in NORTH WEST DELHI typically follows the RBI holiday calendar. Digital transfers via ESFB0020001 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While ESFB0020001 is the valid code for ROHINI at NORTH WEST DELHI, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Equitas Small Finance Bank Branch List
- • NORTH WEST DELHI IFSC Codes
- • Swift Code for Equitas Small Finance Bank
- • Bank Holiday in DELHI
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • ROHINI Contact
- • Address of Equitas Small Finance Bank
- • MICR Code Finder
- • DELHI Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
INDEXING TAGS: Equitas Small Finance Bank ESFB0020001 code, find ROHINI branch details, Equitas Small Finance Bank NORTH WEST DELHI contact number, DELHI bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for Equitas Small Finance Bank NORTH WEST DELHI, online neft rtgs imps guide india, how to find ifsc code of Equitas Small Finance Bank.