Equitas Small Finance Bank
HERAGANJ SQUARE, KATNI BRANCH BRANCH
Understanding IFSC Code: The Digital DNA of Equitas Small Finance Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the HERAGANJ SQUARE, KATNI BRANCH
branch of Equitas Small Finance Bank, the code ESFB0014046 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the ESFB0014046 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"ESFB" represents Equitas Small Finance Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for HERAGANJ SQUARE, KATNI BRANCH
Payment Systems Supported by ESFB0014046
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—483756002—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Equitas Small Finance Bank in KATNI typically follows the RBI holiday calendar. Digital transfers via ESFB0014046 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While ESFB0014046 is the valid code for HERAGANJ SQUARE, KATNI BRANCH at KATNI, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
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Financial Tools
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Branch Context
- • HERAGANJ SQUARE, KATNI BRANCH Contact
- • Address of Equitas Small Finance Bank
- • MICR Code Finder
- • MADHYA PRADESH Banking Circle
Platform Links
- • Anand Design DevBox
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- • Webmaster Tools
- • IFSC Finder v2.0
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