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Equitas Small Finance Bank

THRISSUR BRANCH

IFSC CODE
ESFB0002006
MICR Code 680756002
Branch Code 002006
City / District THRISSUR
State KERALA
Office Address GROUND FLOOR,MAHALASA,ASHWINI JUNCTION,TUDA ROAD,THRISSUR,KERALA,680022
Phone Not Available
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Understanding IFSC Code: The Digital DNA of Equitas Small Finance Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the THRISSUR branch of Equitas Small Finance Bank, the code ESFB0002006 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the ESFB0002006 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"ESFB" represents Equitas Small Finance Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for THRISSUR

Payment Systems Supported by ESFB0002006

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—680756002—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Equitas Small Finance Bank in THRISSUR typically follows the RBI holiday calendar. Digital transfers via ESFB0002006 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While ESFB0002006 is the valid code for THRISSUR at THRISSUR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

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Platform Links

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  • • IFSC Finder v2.0

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