Emirates NBD Bank
GURUGRAM BRANCH
+911244112645
Understanding IFSC Code: The Digital DNA of Emirates NBD Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the GURUGRAM
branch of Emirates NBD Bank, the code EBIL0000002 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the EBIL0000002 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"EBIL" represents Emirates NBD Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for GURUGRAM
Payment Systems Supported by EBIL0000002
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code——is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Emirates NBD Bank in GURUGRAM typically follows the RBI holiday calendar. Digital transfers via EBIL0000002 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While EBIL0000002 is the valid code for GURUGRAM at GURUGRAM, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Emirates NBD Bank Branch List
- • GURUGRAM IFSC Codes
- • Swift Code for Emirates NBD Bank
- • Bank Holiday in HARYANA
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • GURUGRAM Contact
- • Address of Emirates NBD Bank
- • MICR Code Finder
- • HARYANA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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