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Emirates NBD Bank

Emirates NBD Bank IMPS BRANCH

+912261532330

IFSC CODE
EBIL0000001
MICR Code
Branch Code 000001
City / District MUMBAI
State MAHARASHTRA
Office Address GROUND FLOOR,5TH NORTH AVENUE,MAKER MAXITY,BKC,BANDRA ( EAST),MUMBAI 400051
Phone +912261532330
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Emirates NBD Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the Emirates NBD Bank IMPS branch of Emirates NBD Bank, the code EBIL0000001 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the EBIL0000001 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"EBIL" represents Emirates NBD Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for Emirates NBD Bank IMPS

Payment Systems Supported by EBIL0000001

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Emirates NBD Bank in MUMBAI typically follows the RBI holiday calendar. Digital transfers via EBIL0000001 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While EBIL0000001 is the valid code for Emirates NBD Bank IMPS at MUMBAI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • Emirates NBD Bank IMPS Contact
  • • Address of Emirates NBD Bank
  • • MICR Code Finder
  • • MAHARASHTRA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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