Dombivli Nagari Sahakari Bank
VIKRAMGAD BRANCH
+918291989166
Understanding IFSC Code: The Digital DNA of Dombivli Nagari Sahakari Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the VIKRAMGAD
branch of Dombivli Nagari Sahakari Bank, the code DNSB0000038 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the DNSB0000038 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"DNSB" represents Dombivli Nagari Sahakari Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for VIKRAMGAD
Payment Systems Supported by DNSB0000038
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—400235038—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Dombivli Nagari Sahakari Bank in PALGHAR typically follows the RBI holiday calendar. Digital transfers via DNSB0000038 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While DNSB0000038 is the valid code for VIKRAMGAD at PALGHAR, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Dombivli Nagari Sahakari Bank Branch List
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- • Bank Holiday in MAHARASHTRA
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • VIKRAMGAD Contact
- • Address of Dombivli Nagari Sahakari Bank
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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