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Dhanlaxmi Bank

ADOOR BRANCH

+919287276474

IFSC CODE
DLXB0000166
MICR Code 691048052
Branch Code 000166
City / District ADOOR
State KERALA
Office Address MOHANA BUILDING CENTRAL JUNCTION ADOOR PATHANAMTHITTA DIST.
Phone +919287276474
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Dhanlaxmi Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the ADOOR branch of Dhanlaxmi Bank, the code DLXB0000166 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the DLXB0000166 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"DLXB" represents Dhanlaxmi Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for ADOOR

Payment Systems Supported by DLXB0000166

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—691048052—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Dhanlaxmi Bank in ADOOR typically follows the RBI holiday calendar. Digital transfers via DLXB0000166 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While DLXB0000166 is the valid code for ADOOR at ADOOR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • ADOOR Contact
  • • Address of Dhanlaxmi Bank
  • • MICR Code Finder
  • • KERALA Banking Circle

Platform Links

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  • • SEO Performance Hub
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  • • IFSC Finder v2.0

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