Dhanlaxmi Bank
EKM-IFB BRANCH
+914846675000
Understanding IFSC Code: The Digital DNA of Dhanlaxmi Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the EKM-IFB
branch of Dhanlaxmi Bank, the code DLXB0000145 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the DLXB0000145 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"DLXB" represents Dhanlaxmi Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for EKM-IFB
Payment Systems Supported by DLXB0000145
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—682048004—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Dhanlaxmi Bank in KOCHI typically follows the RBI holiday calendar. Digital transfers via DLXB0000145 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While DLXB0000145 is the valid code for EKM-IFB at KOCHI, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Dhanlaxmi Bank Branch List
- • KOCHI IFSC Codes
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Financial Tools
- • GST Calculator Online
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Branch Context
- • EKM-IFB Contact
- • Address of Dhanlaxmi Bank
- • MICR Code Finder
- • KERALA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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