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Dhanlaxmi Bank

PERUVAMBA BRANCH

+914923252353

IFSC CODE
DLXB0000101
MICR Code 678048808
Branch Code 000101
City / District PERUVEMBA
State KERALA
Office Address 6/168 SHERIFF MENZIL, CHUNGAM PALAKKAD ROAD PERUVAMBA PALAKKAD DIST, KERALA, 678531
Phone +914923252353
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Understanding IFSC Code: The Digital DNA of Dhanlaxmi Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the PERUVAMBA branch of Dhanlaxmi Bank, the code DLXB0000101 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the DLXB0000101 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"DLXB" represents Dhanlaxmi Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for PERUVAMBA

Payment Systems Supported by DLXB0000101

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—678048808—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Dhanlaxmi Bank in PERUVEMBA typically follows the RBI holiday calendar. Digital transfers via DLXB0000101 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While DLXB0000101 is the valid code for PERUVAMBA at PERUVEMBA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • PERUVAMBA Contact
  • • Address of Dhanlaxmi Bank
  • • MICR Code Finder
  • • KERALA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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