Dhanlaxmi Bank
PALAKKAD-BIG BAZAR BRANCH
+914916452289
Understanding IFSC Code: The Digital DNA of Dhanlaxmi Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the PALAKKAD-BIG BAZAR
branch of Dhanlaxmi Bank, the code DLXB0000003 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the DLXB0000003 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"DLXB" represents Dhanlaxmi Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for PALAKKAD-BIG BAZAR
Payment Systems Supported by DLXB0000003
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—678048002—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Dhanlaxmi Bank in PALAKKAD typically follows the RBI holiday calendar. Digital transfers via DLXB0000003 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While DLXB0000003 is the valid code for PALAKKAD-BIG BAZAR at PALAKKAD, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
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Branch Context
- • PALAKKAD-BIG BAZAR Contact
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- • MICR Code Finder
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Platform Links
- • Anand Design DevBox
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- • IFSC Finder v2.0
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