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Delhi State Co-operative Bank

NEW DELHI BRANCH

+911123321668

IFSC CODE
DLSC0000003
MICR Code 110094003
Branch Code 000003
City / District NEW DELHI
State DELHI
Office Address 15 BY 16,JANPATH LANE,JANPATH,NEW DELHI 110001
Phone +911123321668
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Delhi State Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the NEW DELHI branch of Delhi State Co-operative Bank, the code DLSC0000003 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the DLSC0000003 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"DLSC" represents Delhi State Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for NEW DELHI

Payment Systems Supported by DLSC0000003

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—110094003—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Delhi State Co-operative Bank in NEW DELHI typically follows the RBI holiday calendar. Digital transfers via DLSC0000003 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While DLSC0000003 is the valid code for NEW DELHI at NEW DELHI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • NEW DELHI Contact
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Platform Links

  • • Anand Design DevBox
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  • • IFSC Finder v2.0

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