Delhi State Co-operative Bank
DARYAGANJ BRANCH
+911123273883
Understanding IFSC Code: The Digital DNA of Delhi State Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the DARYAGANJ
branch of Delhi State Co-operative Bank, the code DLSC0000002 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the DLSC0000002 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"DLSC" represents Delhi State Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for DARYAGANJ
Payment Systems Supported by DLSC0000002
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—110094002—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Delhi State Co-operative Bank in NEW DELHI typically follows the RBI holiday calendar. Digital transfers via DLSC0000002 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While DLSC0000002 is the valid code for DARYAGANJ at NEW DELHI, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Delhi State Co-operative Bank Branch List
- • NEW DELHI IFSC Codes
- • Swift Code for Delhi State Co-operative Bank
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Financial Tools
- • GST Calculator Online
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Branch Context
- • DARYAGANJ Contact
- • Address of Delhi State Co-operative Bank
- • MICR Code Finder
- • DELHI Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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