Darussalam Co-operative Urban Bank
PATHERGATTI BRANCH
+914024511773
Understanding IFSC Code: The Digital DNA of Darussalam Co-operative Urban Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the PATHERGATTI
branch of Darussalam Co-operative Urban Bank, the code DCUB0786104 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the DCUB0786104 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"DCUB" represents Darussalam Co-operative Urban Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for PATHERGATTI
Payment Systems Supported by DCUB0786104
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—500738004—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Darussalam Co-operative Urban Bank in HYDERABAD typically follows the RBI holiday calendar. Digital transfers via DCUB0786104 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While DCUB0786104 is the valid code for PATHERGATTI at HYDERABAD, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Darussalam Co-operative Urban Bank Branch List
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Financial Tools
- • GST Calculator Online
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Branch Context
- • PATHERGATTI Contact
- • Address of Darussalam Co-operative Urban Bank
- • MICR Code Finder
- • TELANGANA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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