Darussalam Co-operative Urban Bank
SHAH ALI BANDA BRANCH
+914024572168
Understanding IFSC Code: The Digital DNA of Darussalam Co-operative Urban Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the SHAH ALI BANDA
branch of Darussalam Co-operative Urban Bank, the code DCUB0786102 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the DCUB0786102 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"DCUB" represents Darussalam Co-operative Urban Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for SHAH ALI BANDA
Payment Systems Supported by DCUB0786102
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—500738007—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Darussalam Co-operative Urban Bank in HYDERABAD typically follows the RBI holiday calendar. Digital transfers via DCUB0786102 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While DCUB0786102 is the valid code for SHAH ALI BANDA at HYDERABAD, ensure the beneficiary name matches perfectly in your mobile banking app.
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Financial Tools
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Branch Context
- • SHAH ALI BANDA Contact
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Platform Links
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