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DCB Bank

CHITTAURGARH BRANCH

+91147268997777

IFSC CODE
DCBL0000490
MICR Code 312072002
Branch Code 000490
City / District CHITTAURGARH
State RAJASTHAN
Office Address DCB BANK LTD, CHITTAURGARH BRANCH, 69, PANNADHAY COLONY, MEERA NAGAR, CHITTAURGARH, DISTRICT - CHITTAURGARH, STATE - RAJASTHAN, PIN - 312001
Phone +91147268997777
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of DCB Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the CHITTAURGARH branch of DCB Bank, the code DCBL0000490 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the DCBL0000490 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"DCBL" represents DCB Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for CHITTAURGARH

Payment Systems Supported by DCBL0000490

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—312072002—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The DCB Bank in CHITTAURGARH typically follows the RBI holiday calendar. Digital transfers via DCBL0000490 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While DCBL0000490 is the valid code for CHITTAURGARH at CHITTAURGARH, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • CHITTAURGARH Contact
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  • • RAJASTHAN Banking Circle

Platform Links

  • • Anand Design DevBox
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  • • IFSC Finder v2.0

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