DCB Bank
LAKE TOWN KOLKATA BRANCH
+919831063997
Understanding IFSC Code: The Digital DNA of DCB Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the LAKE TOWN KOLKATA
branch of DCB Bank, the code DCBL0000479 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the DCBL0000479 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"DCBL" represents DCB Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for LAKE TOWN KOLKATA
Payment Systems Supported by DCBL0000479
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—700072006—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The DCB Bank in KOLKATA typically follows the RBI holiday calendar. Digital transfers via DCBL0000479 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While DCBL0000479 is the valid code for LAKE TOWN KOLKATA at KOLKATA, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • DCB Bank Branch List
- • KOLKATA IFSC Codes
- • Swift Code for DCB Bank
- • Bank Holiday in WEST BENGAL
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
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Branch Context
- • LAKE TOWN KOLKATA Contact
- • Address of DCB Bank
- • MICR Code Finder
- • WEST BENGAL Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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