DCB Bank
HINGOLI BRANCH
+91245668997777
Understanding IFSC Code: The Digital DNA of DCB Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the HINGOLI
branch of DCB Bank, the code DCBL0000474 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the DCBL0000474 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"DCBL" represents DCB Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for HINGOLI
Payment Systems Supported by DCBL0000474
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—431072003—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The DCB Bank in HINGOLI typically follows the RBI holiday calendar. Digital transfers via DCBL0000474 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While DCBL0000474 is the valid code for HINGOLI at HINGOLI, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • DCB Bank Branch List
- • HINGOLI IFSC Codes
- • Swift Code for DCB Bank
- • Bank Holiday in MAHARASHTRA
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • HINGOLI Contact
- • Address of DCB Bank
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
INDEXING TAGS: DCB Bank DCBL0000474 code, find HINGOLI branch details, DCB Bank HINGOLI contact number, MAHARASHTRA bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for DCB Bank HINGOLI, online neft rtgs imps guide india, how to find ifsc code of DCB Bank.