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DCB Bank

BEGUMPET BRANCH

+918107976378

IFSC CODE
DCBL0000466
MICR Code 500072012
Branch Code 000466
City / District HYDERABAD
State TELANGANA
Office Address DCB BANK LTD,5TH FLOOR,SPLENDID TOWERS, OPP. BEGUMPET POLICE STATION, BEGUMPET,HYDERABAD-500003.
Phone +918107976378
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of DCB Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the BEGUMPET branch of DCB Bank, the code DCBL0000466 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the DCBL0000466 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"DCBL" represents DCB Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for BEGUMPET

Payment Systems Supported by DCBL0000466

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—500072012—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The DCB Bank in HYDERABAD typically follows the RBI holiday calendar. Digital transfers via DCBL0000466 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While DCBL0000466 is the valid code for BEGUMPET at HYDERABAD, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • BEGUMPET Contact
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Platform Links

  • • Anand Design DevBox
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