DCB Bank
JAMSHEDPUR BRANCH
+9165768997777
Understanding IFSC Code: The Digital DNA of DCB Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the JAMSHEDPUR
branch of DCB Bank, the code DCBL0000442 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the DCBL0000442 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"DCBL" represents DCB Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for JAMSHEDPUR
Payment Systems Supported by DCBL0000442
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—831072002—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The DCB Bank in JAMSHEDPUR typically follows the RBI holiday calendar. Digital transfers via DCBL0000442 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While DCBL0000442 is the valid code for JAMSHEDPUR at JAMSHEDPUR, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • DCB Bank Branch List
- • JAMSHEDPUR IFSC Codes
- • Swift Code for DCB Bank
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Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
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Branch Context
- • JAMSHEDPUR Contact
- • Address of DCB Bank
- • MICR Code Finder
- • JHARKHAND Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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