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DCB Bank

GUNUPUR BRANCH

+91685368997777

IFSC CODE
DCBL0000392
MICR Code 765072102
Branch Code 000392
City / District GUNUPUR
State ODISHA
Office Address DCB BANK LTD, GUNUPUR BRANCH, GROUND FLOOR, NEW SAIRAM COMPLEX, BALARAM NAGAR, COLLEGE ROAD, GUNUPUR, DISTRICT - RAYAGADA, STATE - ODISHA, PIN - 765022
Phone +91685368997777
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of DCB Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the GUNUPUR branch of DCB Bank, the code DCBL0000392 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the DCBL0000392 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"DCBL" represents DCB Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for GUNUPUR

Payment Systems Supported by DCBL0000392

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—765072102—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The DCB Bank in GUNUPUR typically follows the RBI holiday calendar. Digital transfers via DCBL0000392 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While DCBL0000392 is the valid code for GUNUPUR at GUNUPUR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • GUNUPUR Contact
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Platform Links

  • • Anand Design DevBox
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  • • IFSC Finder v2.0

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