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DCB Bank

AKIVIDU BRANCH

+9118002095363

IFSC CODE
DCBL0000122
MICR Code 534072722
Branch Code 000122
City / District WEST GODAVARI
State ANDHRA PRADESH
Office Address J S R TOWER, P.P. ROAD, AKIVIDU 534235 WEST GODAVARI DISTRICT, ANDHRA PRADESH.
Phone +9118002095363
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of DCB Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the AKIVIDU branch of DCB Bank, the code DCBL0000122 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the DCBL0000122 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"DCBL" represents DCB Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for AKIVIDU

Payment Systems Supported by DCBL0000122

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—534072722—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The DCB Bank in WEST GODAVARI typically follows the RBI holiday calendar. Digital transfers via DCBL0000122 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While DCBL0000122 is the valid code for AKIVIDU at WEST GODAVARI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • DCB Bank Branch List
  • • WEST GODAVARI IFSC Codes
  • • Swift Code for DCB Bank
  • • Bank Holiday in ANDHRA PRADESH

Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
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Branch Context

  • • AKIVIDU Contact
  • • Address of DCB Bank
  • • MICR Code Finder
  • • ANDHRA PRADESH Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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