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DCB Bank

SABOO SIDDIQUE BRANCH

+912223014149

IFSC CODE
DCBL0000053
MICR Code 400072034
Branch Code 000053
City / District MUMBAI
State MAHARASHTRA
Office Address SABOO SIDDIK BRANCH, M.H.S.S. COLLEGE OF ENGG., 8, SHEPHERD RD., BYCULLA, MUMBAI - 400008
Phone +912223014149
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of DCB Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the SABOO SIDDIQUE branch of DCB Bank, the code DCBL0000053 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the DCBL0000053 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"DCBL" represents DCB Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for SABOO SIDDIQUE

Payment Systems Supported by DCBL0000053

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—400072034—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The DCB Bank in MUMBAI typically follows the RBI holiday calendar. Digital transfers via DCBL0000053 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While DCBL0000053 is the valid code for SABOO SIDDIQUE at MUMBAI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • DCB Bank Branch List
  • • MUMBAI IFSC Codes
  • • Swift Code for DCB Bank
  • • Bank Holiday in MAHARASHTRA

Financial Tools

  • • GST Calculator Online
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Branch Context

  • • SABOO SIDDIQUE Contact
  • • Address of DCB Bank
  • • MICR Code Finder
  • • MAHARASHTRA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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