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DCB Bank

SILVASSA BRANCH

+912606450136

IFSC CODE
DCBL0000047
MICR Code
Branch Code 000047
City / District DADRA NAGAR HAVELI
State DADAR AND NAGAR HAVELI
Office Address 9, BALAJI COMPLEX, NAROLI RD, SILVASSA 396230
Phone +912606450136
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Understanding IFSC Code: The Digital DNA of DCB Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the SILVASSA branch of DCB Bank, the code DCBL0000047 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the DCBL0000047 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"DCBL" represents DCB Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for SILVASSA

Payment Systems Supported by DCBL0000047

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The DCB Bank in DADRA NAGAR HAVELI typically follows the RBI holiday calendar. Digital transfers via DCBL0000047 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While DCBL0000047 is the valid code for SILVASSA at DADRA NAGAR HAVELI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • DCB Bank Branch List
  • • DADRA NAGAR HAVELI IFSC Codes
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Financial Tools

  • • GST Calculator Online
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Branch Context

  • • SILVASSA Contact
  • • Address of DCB Bank
  • • MICR Code Finder
  • • DADAR AND NAGAR HAVELI Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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