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Development Bank of Singapore

KUNIYUR BRANCH

+914634261444

IFSC CODE
DBSS0IN0395
MICR Code 627641005
Branch Code IN0395
City / District TIRUNELVELI
State TAMIL NADU
Office Address KUNIYUR,AMBASAMUDRAM TK DOOR NO.4/162,OLD SALAI STREET KUNIYURKUNIYUR627417TN
Phone +914634261444
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Development Bank of Singapore

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the KUNIYUR branch of Development Bank of Singapore, the code DBSS0IN0395 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the DBSS0IN0395 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"DBSS" represents Development Bank of Singapore

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for KUNIYUR

Payment Systems Supported by DBSS0IN0395

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—627641005—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Development Bank of Singapore in TIRUNELVELI typically follows the RBI holiday calendar. Digital transfers via DBSS0IN0395 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While DBSS0IN0395 is the valid code for KUNIYUR at TIRUNELVELI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • KUNIYUR Contact
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Platform Links

  • • Anand Design DevBox
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