Development Bank of Singapore
KONDIKULAM BRANCH
+914373224888
Related Branches
Understanding IFSC Code: The Digital DNA of Development Bank of Singapore
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the KONDIKULAM
branch of Development Bank of Singapore, the code DBSS0IN0393 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the DBSS0IN0393 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"DBSS" represents Development Bank of Singapore
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for KONDIKULAM
Payment Systems Supported by DBSS0IN0393
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—614641105—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Development Bank of Singapore in KONDIKULAM typically follows the RBI holiday calendar. Digital transfers via DBSS0IN0393 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While DBSS0IN0393 is the valid code for KONDIKULAM at KONDIKULAM, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Branch Context
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Platform Links
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