Chinatrust Commercial Bank
SRIPERUMBUDUR BRANCH BRANCH
+914466227777
Understanding IFSC Code: The Digital DNA of Chinatrust Commercial Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the SRIPERUMBUDUR BRANCH
branch of Chinatrust Commercial Bank, the code CTCB0000003 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the CTCB0000003 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"CTCB" represents Chinatrust Commercial Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for SRIPERUMBUDUR BRANCH
Payment Systems Supported by CTCB0000003
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code——is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Chinatrust Commercial Bank in SRIPERUMBUDUR typically follows the RBI holiday calendar. Digital transfers via CTCB0000003 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While CTCB0000003 is the valid code for SRIPERUMBUDUR BRANCH at SRIPERUMBUDUR, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
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Branch Context
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- • MICR Code Finder
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Platform Links
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