Chinatrust Commercial Bank
NEW DELHI BRANCH BRANCH
+911143688888
Understanding IFSC Code: The Digital DNA of Chinatrust Commercial Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the NEW DELHI BRANCH
branch of Chinatrust Commercial Bank, the code CTCB0000002 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the CTCB0000002 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"CTCB" represents Chinatrust Commercial Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for NEW DELHI BRANCH
Payment Systems Supported by CTCB0000002
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code——is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Chinatrust Commercial Bank in NEW DELHI typically follows the RBI holiday calendar. Digital transfers via CTCB0000002 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While CTCB0000002 is the valid code for NEW DELHI BRANCH at NEW DELHI, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Chinatrust Commercial Bank Branch List
- • NEW DELHI IFSC Codes
- • Swift Code for Chinatrust Commercial Bank
- • Bank Holiday in DELHI
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • NEW DELHI BRANCH Contact
- • Address of Chinatrust Commercial Bank
- • MICR Code Finder
- • DELHI Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
INDEXING TAGS: Chinatrust Commercial Bank CTCB0000002 code, find NEW DELHI BRANCH branch details, Chinatrust Commercial Bank NEW DELHI contact number, DELHI bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for Chinatrust Commercial Bank NEW DELHI, online neft rtgs imps guide india, how to find ifsc code of Chinatrust Commercial Bank.