Catholic Syrian Bank
KOLHAPUR II MAHALAKSHMI BRANCH
+919072611207
Related Branches
Understanding IFSC Code: The Digital DNA of Catholic Syrian Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the KOLHAPUR II MAHALAKSHMI
branch of Catholic Syrian Bank, the code CSBK0001207 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the CSBK0001207 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"CSBK" represents Catholic Syrian Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for KOLHAPUR II MAHALAKSHMI
Payment Systems Supported by CSBK0001207
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—416047502—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Catholic Syrian Bank in KOLHAPUR II MAHALAKSHMI typically follows the RBI holiday calendar. Digital transfers via CSBK0001207 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While CSBK0001207 is the valid code for KOLHAPUR II MAHALAKSHMI at KOLHAPUR II MAHALAKSHMI, ensure the beneficiary name matches perfectly in your mobile banking app.
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Branch Context
- • KOLHAPUR II MAHALAKSHMI Contact
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Platform Links
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