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Catholic Syrian Bank

NELLUVAYA BRANCH

+914885262427

IFSC CODE
CSBK0000420
MICR Code 680047069
Branch Code 000420
City / District WADAKANCHERRY
State KERALA
Office Address DOHA COMPLEX,PATTAMBI ROAD,NELLUVAYA,THALAPPILLY THALUK,PIN 680584
Phone +914885262427
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Catholic Syrian Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the NELLUVAYA branch of Catholic Syrian Bank, the code CSBK0000420 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the CSBK0000420 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"CSBK" represents Catholic Syrian Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for NELLUVAYA

Payment Systems Supported by CSBK0000420

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—680047069—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Catholic Syrian Bank in WADAKANCHERRY typically follows the RBI holiday calendar. Digital transfers via CSBK0000420 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While CSBK0000420 is the valid code for NELLUVAYA at WADAKANCHERRY, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • Catholic Syrian Bank Branch List
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Financial Tools

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Branch Context

  • • NELLUVAYA Contact
  • • Address of Catholic Syrian Bank
  • • MICR Code Finder
  • • KERALA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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