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Catholic Syrian Bank

CHANDIGARH BRANCH

+919072601294

IFSC CODE
CSBK0000294
MICR Code 160047002
Branch Code 000294
City / District CHANDIGARH
State CHANDIGARH
Office Address SCO 114 115,SECTOR 34A,CHANDIGARH 160 022,CHANDIGARH U T
Phone +919072601294
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Catholic Syrian Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the CHANDIGARH branch of Catholic Syrian Bank, the code CSBK0000294 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the CSBK0000294 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"CSBK" represents Catholic Syrian Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for CHANDIGARH

Payment Systems Supported by CSBK0000294

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—160047002—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Catholic Syrian Bank in CHANDIGARH typically follows the RBI holiday calendar. Digital transfers via CSBK0000294 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While CSBK0000294 is the valid code for CHANDIGARH at CHANDIGARH, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • CHANDIGARH Contact
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  • • MICR Code Finder
  • • CHANDIGARH Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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