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Catholic Syrian Bank

KALOOR AZAD ROAD BRANCH

+914842346412

IFSC CODE
CSBK0000247
MICR Code 682047004
Branch Code 000247
City / District KALOOR
State KERALA
Office Address PAVAKULAM CHAMBERS 36 2289 B,AZAD ROAD,KALOOR,KOCHI,682017
Phone +914842346412
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Catholic Syrian Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the KALOOR AZAD ROAD branch of Catholic Syrian Bank, the code CSBK0000247 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the CSBK0000247 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"CSBK" represents Catholic Syrian Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for KALOOR AZAD ROAD

Payment Systems Supported by CSBK0000247

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—682047004—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Catholic Syrian Bank in KALOOR typically follows the RBI holiday calendar. Digital transfers via CSBK0000247 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While CSBK0000247 is the valid code for KALOOR AZAD ROAD at KALOOR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • KALOOR AZAD ROAD Contact
  • • Address of Catholic Syrian Bank
  • • MICR Code Finder
  • • KERALA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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