Shri Chhatrapati Rajashri Shahu Urban Co-operative Bank
UDGIR BRANCH
+912385255154
Understanding IFSC Code: The Digital DNA of Shri Chhatrapati Rajashri Shahu Urban Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the UDGIR
branch of Shri Chhatrapati Rajashri Shahu Urban Co-operative Bank, the code CRUB0000042 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the CRUB0000042 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"CRUB" represents Shri Chhatrapati Rajashri Shahu Urban Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for UDGIR
Payment Systems Supported by CRUB0000042
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—413840227—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Shri Chhatrapati Rajashri Shahu Urban Co-operative Bank in UDGIR typically follows the RBI holiday calendar. Digital transfers via CRUB0000042 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While CRUB0000042 is the valid code for UDGIR at UDGIR, ensure the beneficiary name matches perfectly in your mobile banking app.
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Financial Tools
- • GST Calculator Online
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Branch Context
- • UDGIR Contact
- • Address of Shri Chhatrapati Rajashri Shahu Urban Co-operative Bank
- • MICR Code Finder
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Platform Links
- • Anand Design DevBox
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- • IFSC Finder v2.0
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