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Shri Chhatrapati Rajashri Shahu Urban Co-operative Bank

SANGAMNER BRANCH

+912425223154

IFSC CODE
CRUB0000013
MICR Code 422805201
Branch Code 000013
City / District SANGAMNER
State MAHARASHTRA
Office Address OFFICE NO. 102, MALPANI PLAZA, SANGAMNER, DIST. AHEMADNAGAR,STATE MAHARASHTRA-422605
Phone +912425223154
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Shri Chhatrapati Rajashri Shahu Urban Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the SANGAMNER branch of Shri Chhatrapati Rajashri Shahu Urban Co-operative Bank, the code CRUB0000013 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the CRUB0000013 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"CRUB" represents Shri Chhatrapati Rajashri Shahu Urban Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for SANGAMNER

Payment Systems Supported by CRUB0000013

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—422805201—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Shri Chhatrapati Rajashri Shahu Urban Co-operative Bank in SANGAMNER typically follows the RBI holiday calendar. Digital transfers via CRUB0000013 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While CRUB0000013 is the valid code for SANGAMNER at SANGAMNER, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • SANGAMNER Contact
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Platform Links

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