Chhattisgarh Rajya Gramin Bank
GARHUMARIYA BRANCH
+916232032844
Related Branches
Understanding IFSC Code: The Digital DNA of Chhattisgarh Rajya Gramin Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the GARHUMARIYA
branch of Chhattisgarh Rajya Gramin Bank, the code CRGB0000847 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the CRGB0000847 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"CRGB" represents Chhattisgarh Rajya Gramin Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for GARHUMARIYA
Payment Systems Supported by CRGB0000847
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—496521542—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Chhattisgarh Rajya Gramin Bank in GARHUMARIYA typically follows the RBI holiday calendar. Digital transfers via CRGB0000847 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While CRGB0000847 is the valid code for GARHUMARIYA at GARHUMARIYA, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
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Branch Context
- • GARHUMARIYA Contact
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- • MICR Code Finder
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Platform Links
- • Anand Design DevBox
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- • IFSC Finder v2.0
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