Chhattisgarh Rajya Gramin Bank
CHAMPARAN BRANCH
+916232032009
Understanding IFSC Code: The Digital DNA of Chhattisgarh Rajya Gramin Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the CHAMPARAN
branch of Chhattisgarh Rajya Gramin Bank, the code CRGB0000111 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the CRGB0000111 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"CRGB" represents Chhattisgarh Rajya Gramin Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for CHAMPARAN
Payment Systems Supported by CRGB0000111
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—493521508—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Chhattisgarh Rajya Gramin Bank in CHAMPARAN typically follows the RBI holiday calendar. Digital transfers via CRGB0000111 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While CRGB0000111 is the valid code for CHAMPARAN at CHAMPARAN, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Branch Context
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Platform Links
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