Cosmos Co-operative Bank
KOTHIPOLE BRANCH
3248707
Understanding IFSC Code: The Digital DNA of Cosmos Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the KOTHIPOLE
branch of Cosmos Co-operative Bank, the code COSB0000065 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the COSB0000065 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"COSB" represents Cosmos Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for KOTHIPOLE
Payment Systems Supported by COSB0000065
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—390164003—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Cosmos Co-operative Bank in VADODARA typically follows the RBI holiday calendar. Digital transfers via COSB0000065 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While COSB0000065 is the valid code for KOTHIPOLE at VADODARA, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Cosmos Co-operative Bank Branch List
- • VADODARA IFSC Codes
- • Swift Code for Cosmos Co-operative Bank
- • Bank Holiday in GUJARAT
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • KOTHIPOLE Contact
- • Address of Cosmos Co-operative Bank
- • MICR Code Finder
- • GUJARAT Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
INDEXING TAGS: Cosmos Co-operative Bank COSB0000065 code, find KOTHIPOLE branch details, Cosmos Co-operative Bank VADODARA contact number, GUJARAT bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for Cosmos Co-operative Bank VADODARA, online neft rtgs imps guide india, how to find ifsc code of Cosmos Co-operative Bank.