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Canara Bank

CIRLCE OFFICE, CHANDIGARH BRANCH

+911234567890

IFSC CODE
CNRB0CO7900
MICR Code 160015995
Branch Code CO7900
City / District CHANDIGARH
State CHANDIGARH
Office Address PLOT NO.1, SECTOR 34 A, CHANDIGARH - 160022
Phone +911234567890
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Canara Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the CIRLCE OFFICE, CHANDIGARH branch of Canara Bank, the code CNRB0CO7900 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the CNRB0CO7900 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"CNRB" represents Canara Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for CIRLCE OFFICE, CHANDIGARH

Payment Systems Supported by CNRB0CO7900

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—160015995—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Canara Bank in CHANDIGARH typically follows the RBI holiday calendar. Digital transfers via CNRB0CO7900 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While CNRB0CO7900 is the valid code for CIRLCE OFFICE, CHANDIGARH at CHANDIGARH, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

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Platform Links

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