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Canara Bank

KOCH BIHAR NATUN BAZAR BRANCH

IFSC CODE
CNRB0019547
MICR Code 736015004
Branch Code 019547
City / District NEW COOCH BEHAR
State WEST BENGAL
Office Address WARD NO 8 R R N ROAD COOCH BEHAR COOCH BEHAR WEST BENGAL 736101 INDIA
Phone Not Available
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Understanding IFSC Code: The Digital DNA of Canara Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the KOCH BIHAR NATUN BAZAR branch of Canara Bank, the code CNRB0019547 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the CNRB0019547 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"CNRB" represents Canara Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for KOCH BIHAR NATUN BAZAR

Payment Systems Supported by CNRB0019547

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—736015004—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Canara Bank in NEW COOCH BEHAR typically follows the RBI holiday calendar. Digital transfers via CNRB0019547 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While CNRB0019547 is the valid code for KOCH BIHAR NATUN BAZAR at NEW COOCH BEHAR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • KOCH BIHAR NATUN BAZAR Contact
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  • • MICR Code Finder
  • • WEST BENGAL Banking Circle

Platform Links

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