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Canara Bank

SHILLONG LAITUMKHRAH BRANCH

IFSC CODE
CNRB0019404
MICR Code 793015007
Branch Code 019404
City / District LAITUMKHRAH
State MEGHALAYA
Office Address H NO 52 WARD NO 3 UPLAND ROAD SHILLONG LAITUMKHRAH MEGHALAYA 793003
Phone Not Available
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Understanding IFSC Code: The Digital DNA of Canara Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the SHILLONG LAITUMKHRAH branch of Canara Bank, the code CNRB0019404 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the CNRB0019404 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"CNRB" represents Canara Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for SHILLONG LAITUMKHRAH

Payment Systems Supported by CNRB0019404

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—793015007—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Canara Bank in LAITUMKHRAH typically follows the RBI holiday calendar. Digital transfers via CNRB0019404 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While CNRB0019404 is the valid code for SHILLONG LAITUMKHRAH at LAITUMKHRAH, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • Canara Bank Branch List
  • • LAITUMKHRAH IFSC Codes
  • • Swift Code for Canara Bank
  • • Bank Holiday in MEGHALAYA

Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
  • • FD Interest Rates 2026
  • • Currency Converter

Branch Context

  • • SHILLONG LAITUMKHRAH Contact
  • • Address of Canara Bank
  • • MICR Code Finder
  • • MEGHALAYA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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