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Canara Bank

NAGRI BRANCH

IFSC CODE
CNRB0017478
MICR Code 815015004
Branch Code 017478
City / District GIRIDIH
State JHARKHAND
Office Address CANARA BANK H NO 89 OPP TO POST OFFICE P O NAGRI DISTT GIRIDIH GIRIDIH JHARKHAND INDIA 825167
Phone Not Available
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Understanding IFSC Code: The Digital DNA of Canara Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the NAGRI branch of Canara Bank, the code CNRB0017478 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the CNRB0017478 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"CNRB" represents Canara Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for NAGRI

Payment Systems Supported by CNRB0017478

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—815015004—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Canara Bank in GIRIDIH typically follows the RBI holiday calendar. Digital transfers via CNRB0017478 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While CNRB0017478 is the valid code for NAGRI at GIRIDIH, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • NAGRI Contact
  • • Address of Canara Bank
  • • MICR Code Finder
  • • JHARKHAND Banking Circle

Platform Links

  • • Anand Design DevBox
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  • • IFSC Finder v2.0

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