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Canara Bank

RAMANATHPURAM BRANCH

+919999999999

IFSC CODE
CNRB0016275
MICR Code 623015006
Branch Code 016275
City / District RAMANATHPURAM
State TAMIL NADU
Office Address NO 37 TO 51 PART WARD C VANDIKKARA STREET RAMANATHPURAM
Phone +919999999999
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Understanding IFSC Code: The Digital DNA of Canara Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the RAMANATHPURAM branch of Canara Bank, the code CNRB0016275 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the CNRB0016275 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"CNRB" represents Canara Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for RAMANATHPURAM

Payment Systems Supported by CNRB0016275

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—623015006—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Canara Bank in RAMANATHPURAM typically follows the RBI holiday calendar. Digital transfers via CNRB0016275 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While CNRB0016275 is the valid code for RAMANATHPURAM at RAMANATHPURAM, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

  • • RAMANATHPURAM Contact
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  • • MICR Code Finder
  • • TAMIL NADU Banking Circle

Platform Links

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